Gerritsen Beach WILL be classified as “Zone A”

Mayor Bloomberg today announced plans to protect the city from natural disasters such as Sandy.

Part of that plan is to update the NYC flood maps and extend the Zone A evacuation area to include Howard Beach, Gerritsen Beach and Williamsburg.

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Read the Press Release

70 comments to Gerritsen Beach WILL be classified as “Zone A”

  • Anonymous

    Yay! Mandatory expensive flood insurance for everyone! Good job A-Holes who pushed for us to be made zone A.

    • Mr Anonymous
      This has to do with Evacuation Zones and nothing to do with the maps that the insurance companies use for flood insurance. As of right now FEMA has Gerritsen Beach in Zone AE which states “Areas subject to inundation by the 1-percent-annual-chance flood event determined by detailed methods. Base Flood Elevations (BFEs) are shown. Mandatory flood insurance purchase requirements and floodplain management standards apply.”
      Now I am not saying that this is not going to change but the two are not the same. Also I am not saying that our insurance for flood is not going to go up. They are going to go up and we are all going to have a hard time getting flood insurance.
      So please keep your comments to something more intelligent than calling people “A-Holes”. These people are trying to save lives (one person died in GB during the storm) and if changing GB to a Zone A saves lives then why should they not re-zone GB. One lost life is too many.

      • Irish Kevin

        Your point is well taken,However I had National Flood Insurance in Stuart,Florida the year we had 6+ major storms.I got water damage it took over a year for the insurance companiies to pay.They said it was a sewer backup not flood therefore my flood insurance was not applicable BS the water came down the street. My point is sure I finally got paid after a year of fighting with them. Know what they paid less than 30% of the damage.So tell me this what good did your detailed method do me.BTW you sound like an Insurance agent or adjuster.

        • Anonymous

          if you FROM Gerritsen Beach you would know Pat Minze.

          • Kelly

            Let me get this straight,If you were not Born in the Beach your not a true Beach person.What a Stupid remark.Better yet if you don’t know the Minze name your not a true Beach Person. I must admit Stupid is as Stupid does.

          • The Beacher

            I guess being I was born when we lived on Shore Road and my family moved to the Beach when I was three.I am really not a true Beacher. Guess I will have to change my “Screen Name”. Honestly Anon do you really believe your statement ?

        • Irish Kevin
          Not an Insurance sales person just a life long Beach Rat, that lost his house to Sandy.

          Insurance is going to go through the roof in GB after the storm no matter what zone it is put in for evacuation. The Insurance company’s are going to lose billions from this storm and will need to recoup there losses. Most likely what will happen is all the Insurance companies will get out of dodge and we will all have buy it from National Flood Insurance program.
          Right now the only thing we can do is stick together as a community and fight the insurance companies and make them give us a fair shake. All I want to do is rebuild my house and make it flood restraint. I never want this to happen to my family again.

          I also would like to say THANK YOU to all the volunteers at the Vollies, Court Club(GBcares), and the AOH they have been life savers.

          • Irish Kevin

            I wish you well with the Insurance Companies. My past dealings with them have not been good.I hope your and the people in the Beach are better. BTW Anon I left the Beach in 1998. Not everyone knows everyone in the Beach !

          • The Beacher

            Pat,I wish you good luck as well.I think we are all in for a tough fight. I for one am going to fix the place up and try to bail out after a few months go by.The hand writting is on the wall.

          • anon

            Hey Irish Kevin were you born in the Beach? The Minze name is well known.

          • Irish Kevin

            No I was not Lived in the Beach from 1984 thru 1998,any more questions ? What’s your point ?

          • anon

            The point Irish Kevin is you are not a true GB person. This is why you had disdain for GB pre- Sandy.

        • anonymous

          I generally don’t agree with much Kevin says..But I think on this one we should listen to a voice with experience..How to deal with your insurance and FEMA and what to say are important issues..Knowing what you can and cannot claim, and how you present yourself and your damage could make a big difference in your payout.And you being able to put your life back together..

          • Irish Kevin

            I have delt with Insurance Companies in the past.Once in the Beach when a fire in the wall from Con Eds mistake destroyed my kitchen(the insurance company refused to pay saying I did not have the rider on my policy. In Stuart and most of Florida Wind coverage is seperate and costs big bucks and only offered by one company Citizens Insurance and Flood is seperate etc etc. Citizens this year is droping many of the insured,thus causing the people with mortgages to be in a bind with their lenders. Florida’s insurance regulators are in bed with the insurance companies.The policy holders have no real protection from the greedy Insurance Companies.When I was trying to get something out of them,they demanded receipts and bill of sales on everything claimed.(almost impossible to come up with after major storm damage). Needless to say I recovered about 30% of my loss.As I said I wish you all well,be ready for a battle.

          • The Beacher

            Who cares if Kevin lived in the Beach 12 years or 50 years,it seems to me the guy is honestly trying to give the benifit of his dealings with these low down greedy Insurance Companies. I agree 100% with his comment about us being in for a battle. Some of you people need to get over it already.A friend of mine on Seba ave told me he was in the Beach for over two weeks helping out friends(no strings attached or any personal gain).How many of you can say that

          • Irish Kevin

            This is for the Dislikers,All I was trying to do was give people info and insight on dealing with Storms an Insurance Companies. I think its time to figure it out for yourselves.Good Luck and believe me your gonna need it.

      • Anonymous

        People made their own choice to stay or evacuate I’d like to be able to make my own choice as to whether or not I want flood insurance.

    • michael

      fema will require all homes in gerritsen to be 11 to 13 feet above ground level. check there website if you think i am kidding. this will render all of our homes worthless to buyers. thanks to the federal government for all their help…

  • Backweeds"

    He’s right you jerk offs now the insurance company will rip us off and still not pay up . You don’t have enough sense to get out when a storm is coming.

  • You know I'm Right

    Saving lives is one thing. Paying a higher rate for something the insurance companies are not going to make good on is another.

  • The Beacher

    Saving Lives really comes down to personal choice at the time of a storm. If a person will not evacuate Zone A or B will not matter. I know someone will say it will be mandatory, sure search every nook and cranny in all the homes in the beach (fat chance) Now if you have a mortgage your lein holder can force you to have Flood Insurance.That is the down side.This just is giving Insurance companies more ways to rip us off.

  • Anonymous

    When the news started to compare sandy to a Katrina-esque storm that’s when I decided to leave. Not because we were zone B A or whatever they wanna call us. Common sense saves ppl not our classification on a map. You live near the water and a megastorm is coming its a good time to go.

  • Anon

    My husband had been looking at the evacuation map the day before Sandy hit. He didn’t care that we were not Zone A. Personally I thought that he was getting worried over nothing, BOY was I glad that I did not put up a fuss about leaving.

  • The Beacher

    A few facts about Flood Insurance.In flood zones the cost could exceed $2000.00 per year, also The claims from Sandy may exceed 12 Billion the Fund only has 2 Billion.The program is already 18 Billion in debt. We will be paying for sometghing we might never be able to get.A Rip Off by insurance companies is an under statement.

  • Arthur diCrescento

    Found a female Pug this morning near the tent in the field very calm dog if anyone knows who lost it email me Would like to get it back to its home

  • Arthur diCrescento

    letsgomets002@aol.com for lost female pug found this morning near the relief tent on gerritsen ave by Devon across the street

  • anonymous

    By now I would guess that everyone is starting to realize that they never read their flood policy..Someone once explained to me, forget the beginning of the policy..That is what is covered..Look at the last 5-6 pages and find out what is not covered..Contents is not covered..Illegal basements apartments or finished basements Not covered..A distinction is made between salt water,fresh water,and sewerage backup {if you took the rider}..Your homeowners covers wind damage as a percentage of homes insurance..A 2% deductible on a house insured for say 500,000.00 .Translates into 10,000.00 loss first.Then your wind insurance kicks in..You would more than likely have to lose your whole roof + some siding to hit your wind deductible..If you had a legal 2-3 family house.You are a small business And go to the next bureaucracy The SBA.From some of the comments, we are all under the misconception that there is a National Flood Program..What it really is is like the assigned risk pool for early drivers..You are assigned a company and pay your premiums to them And your bank forces you to protect their investment in you Do not be fooled into thinking, that after the mad rush by FEMA,SBA, Nat’l Guard and your Insurance company,and the promises of making you whole again by politicians. Will completly work you out of the disaster we have incured from North Carolina to Rhode Island..

    • bagels

      I was under the impression that if wind damage is due to a hurricane then your deductible is 2-3% of the value of your home. Otherwise it’s the standard $500 deductible.

      • anonymous

        Some policys are different…Like a storm is different than a hurricane…The storm we got, although with the power of a cat4-5 hurricane,was still only classified a storm..And the damage you got was storm damage.Not hurricane damage..It never did have a Name..Except one hell of a disaster..

        • Anonymous

          But if a storm is a hurricane, is it still different than a storm?

          • anonymous

            The difference between a storm, and a hurricane is the wind velocity Not the height of the flooding we got..That is why the Governor was trying to have it classified a storm and not a hurrican.The insurance companys deal with it differently..

  • The Beacher

    The maximum amount of Flood Insurance coverage is $250,000 for a residential structure.The FDIC website explains The Flood Insurane requirements quite well.

    • Anonymous

      So for all the people yelling we should be in a flood zone WAKE UP I’m sure most of our homes are valued at $250000 then add in its contents, you will never see the whole $250000 if God forbid this ever happens again. Never mind the fact that whatever you would get from flood insurance will take months if not years to collect thats when and if the adjuster ever shows up to inspect your property. On yeah and don’t forget the deductible. On and don’t forget no FEMA or emergency monies if you have it

  • Janen

    My home owners insurance company told me that if we were in the evacuation zone and evacuated they would have paid living expenses but since we were not I got nothing, and because I have flood insurance Fema will not give me anything until they hear from my Insurance companies and they still after 6 weeks have not even sent me a letter stating what they are going to pay. So no matter which way you go you lose

    • anonymous

      It’s a rigged game again by Insurance Companies, Politicians and Banks..Your bank will get the insurance money And dole it out to you when you prove the repairs have been done. Then The Insurance Company will claim bankruptcy.And get taxpayer money for bailouts.And the Politicians will approve it.And the whole circle will be complete..Only you will suffer from this disaster.The aforementioned participants will be just fine.

  • gbRes

    I live in the beach and I don’t know the Mintze name.

  • Beach resident

    Flood insurance claims are a nightmare but be aware. You will not be getting any FEMA assistance in the future if you do not buy Flood Insuance. If you didnt have Flood ins and received a Fema grant this is a one time grant.

  • The Beacher

    FYI; Was watching PIX11 News this afternoon, they had a story about a person in Brezzy Point who paid out over $8000.00 so far and has not heard a reply from their Insurance Companty. This is what we are all in for the Insurance Companies trying not to “PAY”. The fight with them will never end.

  • Anonymous

    I just want to thank all the idoits who yelled and shamed that the Beach should be in a Flood Zone. I like most people have nothing better to do with my years of hard earned money but to either give it to a construction company to raise my house or give it to the insurance companies (aka FEMA) when they jacked up my rates because I don’t raise my house. All this so if another storm were to hit MAYBE months if not years after it hits I can collect the max of $250,000, don’t know about many of you but I’m SURE my house and property are worth more than $250,000. Yell, scream, kick all you want but whatever money we got from FEMA and your insurance company was a lot better then waiting for months for Flood Insurance Claims. At least we had some monies to moving forward and getting our lives back.
    Again thank you to all those smart people

  • Anonymous

    Many of us have been in a flood zone in GB for years and have been paying high flood insurance rates. I may be waiting months for my claim to be settled but I guarantee you we will be better off in the long run. And here is a news flash for you, insurance is on your structure alone, not the property it stands on. And most can be easily rebuilt for 250k. If you had had flood insurance you would also possibly qualify for additional (ICC) money to raise it. You are the idiot.

    • The Beacvher

      BTW did you get paid yet from your Flood Insurance yet ?. I know people who have been through this process,you will be waiting for years. Does your Insurance Company allow you years to pay your premiums ? I thought not !!

    • Anonymous

      you are not taking down and rebuilding for 250k, not in NYC What other dreams are you having?

    • The Beacher

      So Anon, are you better off in the long run,get anything from insurance yet ?

      • Anonymous

        Yes, Beacher, we are doing ok. I have collected a fair amount from the insurance company so far. I have been assured by my adjuster that he will be ready and available for the next 6 months for additional claims, advice etc. They have been available, answered my messages and been generally very responsive. They seem to completely understand that cans of worms can be opened when dealing with older homes and are ready and willing to deal fairly with us. From what I understand, it does depend on the company that you have. Mine is Liberty Mutual, I have read in the paper that Allstate has settled nearly every claim as well. I think that the next really big problem that people will have is wrenching the insurance money from the hands of the bank that holds your mortgage. They are the entity that needs some scrutiny and prodding by our political leaders. I really hope that we are all able to get our homes and lives back to normal soon. This has been a terrible, frightening, traumatizing ordeal for many of us. People who have not lived through this kind of thing cannot understand what is was like, what it IS like. It’s almost surreal to go to work where everyone thinks everything is all better and it’s not even close. I worry about the people who were uninsured, underinsured and had no flood insurance. I truly hope that we will all be ok.

        • The Beacher

          Glad to hear a good story,The banks as you say are a different animal they proved that during the housing crisis with the Robo signings etc. The next hurdle as I see it is the mandatory raising of houses.At that point we might see massive insurance cancelations as well as Banks not granting mortgages to unraised homes. Carry on pal.What strikes me quite odd is that neither Tracy nor Greenwood are commenting on this,It would be nice to hear their opinions on this mess.

  • Pixie

    Still waiting for an answer from my Insurance Company. The payments for premiums they expect on time all the time,If not they will cancel you so fast your head will spin!!!
    Yep; The Good old Honest Insurance Companies out to screw us every time.

    • Anonymous

      I did not have flood insurance, I did and do have a premuim home owners policy and I can NOT say a bad thing about my insurance paying off. I started receiving monies for loses and repairs withing 2 weeks and as new REAL promblems are found I continue to make claims and receive what is mine. What is fairly owed to me is paid as I have taken the time to have properly insured my home and family. I never did have time nor do I have time to stand around to point the blame, take what isn’t mine or screw with nature. Remember you get what you pay for

  • Kelly D

    I would guess that most are still waiting for the insurance companies to come through. Maybe our Politicians like Marty will try to put some pressure on them. Ha Ha !!

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